ARE YOU LOOKING TO BUILD A NEW HOME? ARE YOU A BUILDER?

HOMEOWNERS – CLICK HERE
BUILDERS – CLICK HERE

WHERE TO BEGIN

Banks today understand the quality and sustainability of modular homes and are interested in working with you on a new modular construction home loan.

The banks listed below have reached out to us and want you to consider them for your mortgage loan. Most offer competitive rates with variable terms. Be sure to check them out.

The Lakeview Ranch

VIEW MORE RANCH FLOOR PLANS


Modular Home Construction Financing
To find out more visit their website or contact, Kevin Gentry at Kevin.M.Gentry@Citizensbank.com |
Citizens Bank NA
Mail Code NYB 130
300 Airborne Parkway, Suite 130, Buffalo, NY 14225
716-572-5913 | Cell 844-468-4577


To find out more information about their home mortgages,
phone (800) 492-3221.
Website: Visit their website
NMLS ID# 410748


For more information about the mortgage process, visit www.farmersnb.com/mortgages or contact Melinda White at 844.226.7523.
Mortgage FAQs: https://farmersnb.mortgagewebcenter.com/Resources
Apply Online: https://farmersnb.mortgagewebcenter.com/

Eli Rosario Loan Officer
Work 717-399-6666 |  Fax 844.579.9788
edrosario@mtb.com |  NMLS# 493889
https://erosario-mtb.mortgagewebcenter.com

Apply for a Loan
1-877-672-5678 (Option 3)
Email: info@northwest.com
Loan Specialists ready to accept your loan application
Monday – Friday, 7:00 a.m. to 8:00 p.m. & Saturday, 8:00 a.m. to 4:00 p.m.

FEATURED BANK

M & T Bank

You Need The Right Tools To Build Your Home – M&T Bank Tools

M&T knows building your home requires having the right tools. Specializing in modular construction financing, M&T offers a wide variety of financing options to meet nearly every customer need. Our construction certified team of Modular Home Loan Originators with dedicated in-house Processing, Underwriting, Closing, Draw Administration and Servicing ensures all loans are well managed through the entire process. M&T’s Modular Construction Loan Program features:

Flexible Draw Schedules. M&T provides home-buyers and builders flexible disbursement schedules to meet their needs. With M&T, we can adjust the number and size of draws to suit you. That means you’ll receive payments when you need them most, so you can take advantage of payment discounts on materials and ensure that your sub-contractors are paid on time so your work stays on schedule.

One- and Two-Close Construction Options. M&T offers both one- and two-close construction options giving home-buyers more choices when building their dream home. This includes providing home-buyers a broad range of fixed and adjustable rate mortgage (ARM) end loan options when selecting our two-close transaction.

Rate Protection. With an M&T one-close construction loan home-buyers have the ability to secure a single interest rate that will be protected during the construction phase through to the permanent mortgage. M&T’s two-close loan option offers home-buyers the ability to lock their end loan rate or let it float during construction and has an available rate cap.

Land Financing Options. With M&T there’s no need for a separate loan to purchase your land. We’ll provide land and construction financing all in one loan.

Curbside Funding. With M&T’s Curbside Funding allows home-buyers to make a payment at the time their home package is delivered to the building site.

A bank you will have confidence in. M&T has the strength of being one of the largest banks in the nation with over $118 billion in assets. Founded more than 160 years ago, M&T Bank currently has over 750 branches located throughout New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and the District of Columbia. M&T has billions of dollars in mortgage closings each year and has a mortgage servicing portfolio which includes hundreds of thousands of customers nationwide.

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WHAT OUR CUSTOMERS SAY

With over 5000+ customers and 30 years in business, here is what our customers have to say.

“They are #l in our book. We spent 3 years deciding how to build our new home – stick built, double wide, modular, etc. Once we decided on modular, the long process of who began. We looked at them all. In the end we settled on Structural Modulars, Inc. Why?

Their ability to build anything we wanted. Many of their competitors had a lot of restrictions on what they could do. Quality of construction. Their attention to detail was second to none. Best bong for the buck. They were not the cheapest bid we received, but the quality of their home stood out from the rest. The staff. Those guys are the best.”

Rick & Cheryl

“We just wanted to say thank you for the part you played in our new home. Everything looks really nice and we appreciate all your extra effort. We would recommend a Structural Modulars home to anyone.

Please pass along our compliments to your crew of workers. It has been a pleasure to work with you. Thanks for everything!”

Linda & Doug

“We just wanted to say thank you for the part you played in our new home. Everything looks really nice and we appreciate all your extra effort. We would recommend a Structural Modulars home to anyone.

Please pass along our compliments to your crew of workers. It has been a pleasure to work with you. Thanks for everything!”

John and Svetlana, Linda & Doug

“We just wanted to express our gratitude and appreciation for everything that SMI has done for our family.

From the original blueprints the final construction you have been a wonderful facility to work with. Keep up the good work!!!”

Dan & Mardi

“While constructing my office, I found the sales team and management to be extremely knowledgeable and professional.

They make a serious effort to provide the client with exactly what they are looking for, and go the extra mile to make sure the entire process is as simple and easy as possible.” 

Benjamin

“We decided to build a vacation home four hours from our home.  Our builder introduced  us to the team at Structural Modulars, Inc.  They were patient  and very helpful  in giving us suggestions to make our dream vacation home come to life. Way to go!

#1 in our book for customer service, quality, craftsmanship, and pride in their work!” 

Michael & Diane

CONTACT US

Interested in building a modular home?

Fill out the form to the right and we will send you more information on how to get started building your new home!

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